CIAŁOWICZ, Beata. Innovativeness of Banks as a Driver of Social Welfare. Central European Journal of Economic Modelling and Econometrics, [S. l.], v. 9, n. 2, p. 97–113, 2017. DOI: 10.24425/cejeme.2017.122203. Disponível em: https://wydawnictwo.pan.pl/index.php/cejeme/article/view/153. Acesso em: 27 feb. 2026.